14521 CATALINA CIRCLE SEMINOLE FL 33776 MLS #TB8509532

This turnkey, corner-unit townhome in Catalina Cove delivers immediate structural value with a * FULL QUAD UNIT REPLACEMENT ROOF (JUNE 2024) and *FULL WINDOW AND DOOR REPLACEMENT (2021). Located a 7-minute drive from Indian Rocks Beach and 3 minutes from Seminole City Center, the property pairs direct coastal access with long-term financial stability and some of the lowest HOA fees near the water. A private gated entryway opens into a large, screened ground-level patio, offering a dedicated outdoor living space for grilling, alongside an enclosed side storage area. Inside, the move-in ready layout is filled with natural light. Coastal vinyl plank flooring runs continuously through the entire living space. The living room is anchored by a functional, wood-burning fireplace updated with a custom stone surround and shiplap walls (2021). The updated kitchen centers on a 70×70-inch custom quartz island seating eight to ten people. Solid wood shaker-style cabinets and a full suite of * NEW APPLIANCES (2021) provide durable, daily utility. Temperature control is handled by an *AC PACKAGE UNIT (NOV 2021) with documented yearly maintenance, supported by an UPDATED WATER HEATER (2019). A full-size washer and dryer area adds lower-level convenience, paired with a downstairs bathroom. Upstairs, two bedrooms feature wall-to-wall dual closets and ceiling fans. The primary bedroom offers DIRECT EN-SUITE access to the second-floor bathroom, which includes a full-size step-in shower, extended vanity, and linen closet. Both the upstairs and downstairs BATHROOMS FEATURE MIRACLE METHOD surface installations for incredibly easy cleaning and durability. Sliding glass doors open from both bedrooms to an elevated second-story deck. A fully updated *TOP DECK AWNING (2025) and ceiling fan turn this deck into an all-weather space, ideal for a mini-fridge and coffee bar. A flat HOA fee covers water, sewer, trash, exterior building paint, reserves, exterior pest control, lawn care, tree trimming, and liability insurance. The unit includes an assigned covered parking space directly outside the front door and access to ample guest parking. Neighborhood amenities feature a year-round heated and chilled pool, plus lighted tennis and pickleball courts. Step out your door and follow the paved paths to the community seawall to launch a kayak or paddleboard directly into the Intracoastal Waterway. Bypass the renovation delays and secure this upgraded, waterfront-adjacent property today.