10647 SW 85TH TERRACE OCALA FL 34481 MLS #OM710613

10647 SW 85TH TERRACE
OCALA, FL, 34481
$155,000
2 Beds
2 Baths
960 SqFt
0.29 Acres
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MLS #OM710613 image #0
.Corner lot, fenced tropical backyard, air-conditioned lanai, and easy access near the gate — this Palm Cay home has it all. Located in a welcoming 55+ gated community in southwest Ocala, this nicely updated 2-bedroom, 2-bath home with a 1-car garage offers easy one-level living, low-maintenance gray laminate flooring, an updated electrical panel, A/C replaced in 2017, and a spacious 9×12 laundry room for extra storage and everyday convenience.

The air-conditioned lanai adds flexible bonus space for relaxing, hobbies, reading, entertaining, or enjoying morning coffee year-round. The home may also be available fully furnished if desired, making it an easy move-in option for seasonal residents, downsizers, or buyers looking for a simple Florida lifestyle.

Outside, the large fenced backyard gives you room for pets, gardening, or private outdoor enjoyment. Mature palms, banana trees, and unique tropical plantings give the property character and a warm Florida feel that plant lovers will appreciate. The large corner lot and location near the gate house make coming and going especially convenient.

Palm Cay offers the lifestyle buyers want in a 55+ Ocala community, with amenities such as a clubhouse, fitness center, outdoor pool, library, billiards, card room, arts and crafts studio, walking and biking trails, tennis, bocce, shuffleboard, horseshoes, and RV/boat parking listed among community amenities. The HOA/community fee is reported to include common area maintenance, gated entry, clubhouse and pool access, trash pickup, and lawn debris pickup.

The location is also a major plus — close to shopping, restaurants, medical services, and everyday conveniences along the SW Highway 200 corridor, including the new Sprouts Farmers Market, Chipotle and much more. If you’re looking for a comfortable, low-maintenance home in a secure 55+ community with a fenced yard, tropical landscaping, and a true Florida lifestyle, this Palm Cay home is worth seeing in person.”

Property Details

Price:
$155,000
MLS #:
OM710613
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
PALM CAY
Neighborhood:
34481ocala
Listed Date:
Oct 1, 2025
Finished Sq Ft:
960
Total Sq Ft:
1,470
Lot Size:
12,632 sqft / 0.29 acres (approx)
Year Built:
1987
RanchPoolCommunity GatedCommunity Club HouseCommunity 55 Plus34481 – Ocala34481ocalaPalm CaySee Hoa1-2 Years

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Schools

Interior

Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Laminate
Heating
Heat Pump
Interior Features
Ceiling Fan(s), Walk-In Closet(s), Window Treatments
Laundry Features
Laundry Room
Levels
One

Exterior

Architectural Style
Ranch
Association Amenities
Clubhouse, Fence Restrictions, Fitness Center, Gated, Pool, Shuffleboard Court
Attached Garage YN
1
Community
55+
Community Features
Clubhouse, Deed Restrictions, Fitness Center, Gated Community – Guard, Golf Carts OK, Pool
Construction Materials
Metal Siding, Wood Frame
Covered Spaces
1
Direction Faces
Southwest
Exterior Features
Sliding Doors
Fencing
Chain Link
Garage Spaces
1
Lot Features
Corner Lot
Patio And Porch Features
Enclosed
Roof
Shingle
Senior Community YN
1

Financial

HOA Fee
$120
HOA Fee Frequency
Monthly
HOA Includes
24-Hour Guard, Common Area Taxes, Community Pool, Pool Maintenance, Trash
HOA Name
Robbie
HOA Phone
352-598-3145
Tax Year
2024
Taxes
$2,483

Map

Community

Subdivisions in OCALA

Market Summary

Current real estate data for Single Family in OCALA as of May 18, 2026
3,621
Single Family Listed
117
Avg DOM
204
Avg $ / SqFt
$416,284
Avg List Price

Property Summary

    Located in the PALM CAY subdivision, 10647 SW 85TH TERRACE OCALA FL is a Single Family for sale in OCALA, FL, 34481. It is listed for $155,000 and features 2 beds, 2 baths, and has approximately 960 square feet of living space, and was originally constructed in 1987. The current price per square foot is $161. The average price per square foot for Single Family listings in OCALA is $204. The average listing price for Single Family in OCALA is $416,284. To schedule a showing of MLS#om710613 at 10647 SW 85TH TERRACE in OCALA, FL, contact your LPT Realty agent at 813.694.8061.

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